Investment Finance

There are many finance options available to satisfy both long and short term investment strategies. Whether you are seeking an investment for negative gearing, capital growth or retirement income, there is a range of property investment loans and loan features available – ranging from simple loans to more complex loans that are allow you to manage tax, gearing, income and repayments.

The most common loans used for investment properties are;

Variable – interest only
Line of Credit
Interest in advance

At wHere ? Finance we recommend that investment loans are set up in the initial stage to be flexible, break costs and deferred establishment fees should be well looked at, especially if you plan to buy investments and sell with high returns in a 5 year period.

Many will say that debt should be repaid ASAP; however, investment debt can simply be a commodity for you to achieve your long term financial goals.

An investment loan structure should be different to that in which you may have with your own home mortgage. For example, the interest can be tax deductable, so always speak with someone in the know, then recheck with your accountant for their advice.

Like to know more?

Contact us to arrange an obligation free consultation.